Category: Economics

Stocks experienced a significant decline on Friday, continuing a week of downward movement driven by concerns that the U.S. economy is struggling under the weight of high interest rates intended to control inflation. The S&P 500 dropped 1.8%, marking its first consecutive loss of at least 1% since April. The Dow Jones Industrial Average fell…

Instacart, the pioneering grocery delivery and pickup service, recently embarked on its initial public offering (IPO) journey with much fanfare. However, this IPO took investors on a rollercoaster ride, with shares soaring more than 40% on their first day of trading, only to tumble back towards the offering price on the second day. Not unlike…

In today’s interconnected world, social media wields considerable influence, shaping perceptions and even guiding trading decisions. However, a concerning trend has emerged: the propagation of misinformation that distorts market trends and sways trading behavior. Examining the case of Michael Burry’s recent trading activities which have been splashed all over the internet, provides a lens to…

For recent college graduates embarking on their professional journey, the equilibrium between starting salaries and the cost of living holds immense significance. A simple yet telling comparison emerges: the increase in the cost of living has surged beyond the growth in starting salaries. This realization becomes a clarion call, not just for individuals but for…

Some of you may be wondering, when you hear politicians and the media throw around the term “Debt Ceiling”, what actually is the Debt Ceiling?  You may also be asking yourself or others, what does this have to do with me?  Well, how about everything and nothing at the same time.  Does that make it…

  Unlike every guru’s take on the Silicon Valley Bank debacle, we at the Ribotsky Institute decided to break down the bank’s failure for the rest of us mortals.   News organizations and pundits love to throw around the term “failure” or “demise” but these are loosely used terms.  How did Silicon Valley Bank fail?  Why…

It was not so long ago that the stock market indices were trading at record highs.  More and more people were turning to equities and money was coming back into the market after the hiatus due to the COVID-19 Pandemic.  Market experts are perplexed by the increasing momentum of the market on the downside as…

Years ago, when some of us attended business school we learned about the different kinds of manufacturing, distribution and supply chain processes.  In today’s world, terms like ‘just in time’ manufacturing or ‘manufacture to order’ have become common place.  The new phenomena in economic reality thought are ‘just in want’ purchasing or JIW.    Yes JIW,…

If you are enamored with cryptocurrency, then you have bought the illusion, hook, line and sinker.   For those of us who are still quite skeptical, we offer this as an additional analysis of Bitcoin, the original crytpo in the hopes of making some sense of it all.    If the recent volatility in Bitcoin and other…

As a child most of us were fascinated by roller coasters.  The up and down configuration of them was awe inspiring to anyone under the age of twelve.  However, liken a rollercoaster’s structure to that of the financial markets and one has an entirely different perspective on the steep hills and massive drops of the…