The Latest from our Screen to Yours…

Let’s Just Call it the Debt Floor at this point….

Some of you may be wondering, when you hear politicians and the media throw around the term “Debt Ceiling”, what actually is the Debt Ceiling?  You may also be asking yourself or others, what does this have to do with me?  Well, how about everything and nothing at the same time.  Does that make it…

“Capitalism without Bankruptcy is like Christianity without Hell”

For those of you sitting at home wondering when there will be a new bank failure, you are not alone.   If history has taught us anything, it is that most often, banks and wall street do not learn from their past mistakes. Step into your Delorian time machine and go back to say some fifteen…

How to Lose a Bank in a couple of days….

  Unlike every guru’s take on the Silicon Valley Bank debacle, we at the Ribotsky Institute decided to break down the bank’s failure for the rest of us mortals.   News organizations and pundits love to throw around the term “failure” or “demise” but these are loosely used terms.  How did Silicon Valley Bank fail?  Why…

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“The first lesson of economics is scarcity; there is

never enough of anything to fully satisfy all those who

want it. The first lesson of politics is to disregard the

first lesson of economics.”

Thomas Sowell